Card payments in the EU explained: PSD2, SCA and compliance

Consumer interchange is capped at 0.2% and 0.3%. Commercial cards are not. What EU card payments actually cost, and which SCA exemptions protect conversion.
Walk and talk with The Payments Shed

Open Banking is embedded in European checkouts now. Our Head of Product on what changed, why DIMOCO holds its own license, and where the friction still sits.
How to stop payment declines
Regulated and high-risk merchants are told payment declines are the cost of doing business. They are not. A dedicated BIN gives legitimate payments a clean route.
Payment trends 2026: what’s really changing and why

Carrier Billing at scale, account-to-account as a default option, wallets as the interface, agentic commerce arriving. The shifts that matter in 2026.
Why human support is essential in payments

Harvard Business School research finds 30 to 50% of people would rather wait hours for a human than take an instant bot answer. What that means for payment support.
Payments for the on-demand economy
Unexplained error codes, rising cart abandonment, chargeback spikes. That is scale-up syndrome: what happens when a merchant outgrows a generic payment setup.
Beyond Digital: Carrier Billing payments

Carrier billing has moved past ringtones and streaming into EV charging, bike rentals and iGaming. Where paying by mobile bill wins, and what still holds it back.
DIMOCO partners with Aircash

Wallet top-ups without a card or bank account. Aircash is integrating DIMOCO carrier billing for its million-plus users across selected EU markets.
DIMOCO partners with Boodil

Boodil and DIMOCO are bringing European cards, wallets and local payment methods to Shopify merchants, aimed at mid-market and enterprise retailers.
DIMOCO and Neo.bet partner in German market first

DIMOCO is the first provider authorized by Germany’s GGL to offer carrier billing to licensed iGaming operators. NEO.bet is the first sportsbook to use it.