Mobile Identity
Verify customer information, authenticate mobile users and strengthen fraud prevention with mobile network data.
Mobile network data for identity and fraud checks
Mobile Network Operators (MNOs) hold customer and network information connected to a mobile account. DIMOCO lets your business use this information for customer verification, authentication and fraud prevention.
DIMOCO Mobile Identity brings mobile network data into customer verification and risk processes, starting with KYC Match and extending to additional identity services based on market and use case.
Built on regulated, privacy-first foundations
FMA-regulated payment institution
Privacy-focused identity checks
Direct mobile network operator connections
Privacy-focused identity checks
Mobile Identity services for verification and risk
Number Verify
Phone Number Verification
Verify a customer’s mobile phone number through the mobile network for in-app authentication and real-time identity verification.
KYC Match
Customer Data Verification
Compare customer-provided information such as name, address and date of birth with data held by the customer’s Mobile Network Operator. DIMOCO returns whether the submitted information matches, without exposing the operator’s underlying customer data.
SIM Swap Detection
Use SIM-change information as an additional signal when assessing potential account takeover or fraud.
KYC Match
Check customer data against carrier records
KYC Match compares information a business already has about a customer with information held by their Mobile Network Operator. Rather than returning the operator’s underlying customer data, DIMOCO returns whether the submitted information matches.
What can be checked?
First Name
Last Name
Date of Birth
Street name and number
Postal Code
City
Country
How it works:
Send the details to be checked
The customer’s mobile number is submitted together with the relevant customer information.
Check the information
The submitted information is checked against data held by the mobile operator.
Get the results
Each checked field is returned as Match, Mismatch or Not supported.
This can support customer onboarding and KYC verification without exposing the operator’s underlying customer data.
KYC match in the customer journey
KYC Match brings mobile operator data into customer verification, from registration to Carrier Billing payments.
Sign-up and registration
Check customer-provided information such as name, date of birth and address against data held by the mobile operator.
Carrier Billing payments
Use KYC Match together with Carrier Billing to verify customer information as part of the payment process.
Why use mobile identity
Mobile network data gives businesses another source for verifying customer information and supporting identity and risk decisions.
Strengthen customer verification
Compare customer-provided information with data held by the MNO to add another check to verification and KYC processes.
Support digital onboarding
Use KYC Match to verify customer information through an API as part of digital onboarding.
Protect customer data during verification
Use mobile network information as an additional signal in identity verification and fraud prevention.
Add mobile network data to risk decisions
Add an extra verification step without accessing the customer data held by the mobile operator.
Additional mobile identity services
DIMOCO can also support Mobile Identity requirements beyond KYC Match.
Number Verify
Number Verify provides mobile phone number verification through the mobile network. It can support in-app authentication and real-time identity verification. Availability depends on the required market and mobile network coverage.
SIM Swap Detection
SIM-swap fraud occurs when an attacker tricks an operator into transferring a victim’s phone number to a new SIM under their control, bypassing traditional 2FA. DIMOCO SIM Swap uses information about SIM changes as an additional signal when assessing potential account takeover or fraud. A SIM change does not automatically mean fraud, but it can provide useful context for account-takeover detection, fraud prevention and risk assessment.
Why DIMOCO
For over 25 years, DIMOCO has worked with Mobile Network Operators, connecting mobile network capabilities with digital services and payments.
Mobile network connectivity
Access mobile network data for identity and risk checks through DIMOCO.
Built for payments and identity
Use Mobile Identity on its own, or combine identity checks with DIMOCO payment flows such as Carrier Billing.
API-based integration
Integrate KYC Match into existing verification and payment processes through DIMOCO’s API.
See where Mobile Identity fits your business
See where Mobile Identity fits into customer onboarding and payment flows.
Frequently Asked Questions
What is Mobile Identity?
Mobile Identity uses information available through mobile networks to help businesses verify customers, authenticate mobile users and assess fraud risk. DIMOCO’s Mobile Identity services include Number Verify, KYC Match and SIM Swap.
What can Mobile Identity be used for?
Customer verification, KYC processes, mobile user authentication and fraud risk assessment. Available services and use cases depend on the market.
What is KYC Match?
KYC Match compares customer information with data held by the Mobile Network Operator and returns match, mismatch or not supported for each requested field.
What information can KYC Match check?
DIMOCO’s API specification documents first name, last name, date of birth, street name, street number, postal code, town and country. Supported fields can vary by operator.
Does DIMOCO share customer data held by the mobile operator?
No. KYC Match does not return the operator’s underlying customer records. It returns whether the submitted information matches, does not match or is not supported.
Can KYC Match be used with payments?
Yes. KYC Match can be used with DIMOCO Carrier Billing, either together with the payment or as a standalone check for DCB services.
What is Number Verify?
Number Verify verifies a customer’s mobile phone number through the mobile network. It can be used for in-app authentication and real-time identity verification.