Predictable growth with an integrated card payment solution that improves conversion and streamlines checkout experiences.
Our card acquiring services enable merchants to accept credit and debit card payments online and provide secure, scalable payment processing, supporting modern business models and delivering smooth customer experiences, predictable revenue flows, and operational control across the entire payment lifecycle.
PCI DSS-compliant card data processing
Regulated payment services under Austrian FMA supervision
Designed for EU and cross-border commerce
Support major card schemes including Visa and Mastercard
Credit and debit cards are the most widely used online payment methods worldwide and remain a core part of any modern payment mix. Customers expect card payments to work seamlessly across devices, locations, and purchase contexts. Cards play a critical role in:
However, simply offering card payments is not enough. Authorization logic, authentication strategy, routing decisions, and operational visibility directly impact conversion rates, revenue stability, and customer satisfaction.
Our integrated payment solution enables eCommerce merchants to accept online credit and debit card payments and receive funds securely into their business accounts through a single, unified setup, with acquiring, processing, and merchant account services handled together.
We act as your integrated acquiring and processing partner, handling transaction processing, authorization, settlement, and regulatory requirements while providing the tools needed to monitor, manage, and control payments at an operational level.
Optimized card transactions for browser-based checkout flows on desktop and mobile devices.
Embedded card payments designed for native iOS and Android applications.
Optimized card transactions for browser-based checkout flows on desktop and mobile devices.
Embedded card payments designed for a mobile-friendly view.
Higher authorization rates through optimized routing and smart retries, helping reduce card payment declines
Fewer failed transactions in recurring models through account updater functionality
Strong customer authentication with risk-based SCA that balances security and conversion
| Feature | Benefit to Merchant |
|---|---|
| Account updater | Prevents failed transactions and reduces involuntary churn |
| Tokenization | Secures card data without impacting checkout speed |
| 3D Secure (SCA) | Lowers chargebacks while preserving high conversion rates |
| Card-on-file | Enables one-click and recurring payments |
| CIT and MIT support | Improves approval rates and compliance |
Take control of your payments with tools designed for ongoing operational oversight, financial visibility, fraud prevention, and risk management:
Choose the integration model that fits your technical setup and time-to-market requirements.
Ready-to-use elements that fit into your existing checkout and branding.
Full control over checkout and card transaction flows.
All-in-one checkout pages for rapid deployment with minimal development effort.
01. The customer selects a credit or debit card at checkout
02. The merchant submits the transaction for processing
03. The payment request is routed via the relevant card scheme, such as Visa or Mastercard, to the issuing bank for authorization.
04. The issuing bank approves or declines the transaction
05. Approved transactions are settled to the merchant’s bank account according to the agreed schedule
Accept major international credit and debit cards for online payments, including:
One-time
purchases
Subscriptions and recurring billing
Card-on-file transactions
One-time
purchases
Subscriptions and recurring billing
Card-on-file transactions
Card payments are supported across Europe and additional international markets, enabling merchants to sell cross-border while remaining compliant with local regulatory requirements. Coverage depends on your legal entity, business model, and onboarding requirements.
Card payment pricing is interchange-based and depends on transaction volume, markets, card types, and business model. We offer the Interchange-Plus-Plus (IC++) model for full transparency. Your fee is clearly segmented into three components: Interchange fee paid to the card-issuing bank and variable by card and region Scheme fee paid to card networks such as Visa and Mastercard Payment Processor markup representing our transparent service fee
The card payment platform is built to meet strict regulatory and security requirements:
PCI DSS compliant card data processing
Configurable fraud and risk management rules
Strong Customer Authentication (PSD2 / SCA) support
Regulated payment services under Austrian FMA supervision
Compliance and risk management are handled at platform level to reduce operational burden.
Talk to our payments experts and build a card payment setup designed for security, performance, and sustainable growth.
Yes. We provide comprehensive technical documentation and hands-on support throughout the integration process. You will be assigned a dedicated integration manager who guides you through the technical setup and supports your team along the way.
Settlement frequency is agreed individually and may include daily, weekly or monthly cycles, depending on your setup.
Funds can be consolidated across payment methods into a single settlement, accompanied by detailed reporting. In certain cases, risk-mitigating measures such as rolling reserves may apply.
