Acquiring Services

DIMOCO Acquiring Services Illustration

Secure online card payments.  Backed by the Austrian Financial Authority.

Every merchant, every customer, a perfect payment fit. 

You deserve a payment solution that fits perfectly. One that works seamlessly with your business model, scales with your growth, and simplifies every transaction. We understand that no two merchants are the same, which is why we offer flexible, reliable, and designed payment solutions to meet the unique needs of your business.

With direct access to a specialist payment team, your business will have access to smoother checkouts, faster settlements, and happier customers.

Why choose cards?

Credit cards are the most commonly adopted payment solution worldwide and are virtually a must for online merchants in their payment mix.

With its long history and being one of the first payment methods used on the Internet.

Paying by card for online purchases offers several advantages that make it a popular and convenient choice

Security

Our PCI DSS compliant payment platform allows secure online credit and debit card transactions. 

Cross-border

You can reach customers from all over the world, with this worldwide payment method.   

Subscription services

A convenient  and popular way to
subscribe to  digital and non-digital services.

How acquiring works

  1. The customer makes a purchase with their card.
  2. The merchant’s system sends the card details to their acquirer for authentication.
  3. The acquirer asks the card scheme for approval from the issuer (customer’s bank.)
  4. The card scheme request authorization from the issuer.
  5. The issuer approves the payment to the merchant.
  6. The issuer sends the money to the acquirer, who puts it in the merchant’s account.
How acquiring works with dimoco

“DIMOCO provides us with the expertise we need, so that our payment setup will support our growth and not discourage it.”

Payments your way

01

Seamless integration:
Access to local and alternative payment methods, allowing your business to grow with ease.

02

Personalize your checkout
Seamlessly integrate our checkout solutions and offer your customers a frictionless payment experience.

03

Route your payments:
Route payments using real-time data and custom alogrithms.

04

Cross-compliance
Fully compliant payments across mulitple regions and markets

05

Multi-currencty settlements:
Multi-currency settlements:Receive settlements in EUR, USD, GBP, CHF or DKK

Smarter payments, stronger performance

FeatureWhat it doesPerformance impact
Account updaterAuto-refreshes expired/updated card details​
↑ Renewal rate, ↓ Involuntary churn​
TokenizationSecures card data with dynamic tokens​↓ Fraud risk, ↑ Customer trust​
3D SecureAdds SCA-compliant customer authentication​↓ Chargebacks, ↑ Authorization rate (when optimized)​
Card-on-fileEnables one-click and recurring payments​↑ Conversion, ↑ Customer Lifetime Value​
CIT and MIT supportDistinguishes between transaction types for accurate routing​↑ Approval rates, ↓ Declines​

Take control of your payments with 360 degree support for your business.

 Real-time payment monitoring:

Stay in control with real-time transaction tracking to instantly spot fraud or issues, respond fast, reduce risk, and ensure smooth payments.

 

Multi-channel checkout experiences:

Pick what fits your business—S2S for full control, seamless checkout for a smooth UX, or hosted pages for fast, low-effort setup.

Simplified reconciliation:

Ensure accurate and reliable financial reporting to maintain compliance, support decision-making, and build stakeholder trust.

Risk management:

Set custom rules to detect fraud and match your risk tolerance while keeping the customer experience smooth.

Multi-user support:

Control who has access to what. Ensuring the right people can perform the right tasks while keeping your operations secure and efficient.

Multi-currency settlements:

Receive settlements in EUR, USD, GBP, CHF or DKK

USE CASES

Discover how we help merchants achieve an optimal payment setup.

PRODUCTS

Explore our other products

Turn payments into
opportunity

Boost your revenue:

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