DIMOCO Glossary

Carrier Billing

Paying for a services/products via mobile phone bill or direct deduction from pre-paid balance. Payment technologies used are either DCB (Direct Carrier Billing) or PSMS (Premium SMS).

End User

A person using a mobile device to purchase services/products via their mobile phone bill/pre-paid balance.

Content/Product Category

A type of content/product which is provided by Merchant (e.g. gaming, lifestyle, ticketing, m-Commerce etc.).

Merchant

A Merchant (business customer, service provider, merchants, client, ….) provides services/products which he either owns or has the right to publish/sell while being in a contractual relationship with DIMOCO.

MSISDN

MSISDN is a number uniquely identifying a user in the mobile network. Simply put, it is the telephone number of the SIM card in a mobile phone.

Mobile Network Operator (MNO) Carrier

Mobile Network Operator (MNO) including virtual operators, which DIMOCO partners with to provide payment or messaging services.

Internet Service Provider (ISP)

A company providing internet connectivity to End Users, which DIMOCO partners with to provide payment services.

Payment type

The payment type can either be OTP or subscription.

One-Time Payment

A single, non-recurring purchase of a service.

Subscription (sub.)

A business model where End Users are repeatedly charged at defined intervals in order to prolong the access to the purchased service.

Transaction (TRX)

Can be used as a term for a financial transaction or a transaction in the technical sense. It is an exchange of goods and services between a buyer and a seller, in case of a financial transaction we refer to the exchange of money, while in the technical transaction certain parameters important for operation of the payment system are exchanged.

Service numbers

A Service number is used for sending and receiving SMS messages which can be free of charge or at a certain “premium” price. A Service Number can be either shared (used by multiple Merchants) or dedicated (used exclusively by a single Merchant).

Short Code (SC)

A Short Code is a 3-7 digit number used for sending and receiving SMS messages which can be free or at a certain “premium” price. Short Code can be either shared (used by multiple Merchants) or dedicated (used exclusively by a single Merchant).

Service & Contact Center (SCC)

These are 3rd party service centers which are managed by DIMOCO and process End User queries on behalf of our Merchants.

Keyword (KW)

A term that is used to identify a Merchant’s campaign. If End Users want to participate, they must send a SMS containing the defined KW to a certain Short Code. For example, in order to purchase extra lives in a mobile game, End Users sends a SMS with the text “COINS” to 55555, in this case the KW is COINS.

IMSI

An International Mobile Subscriber Identity (IMSI) is a unique number which identifies every user of a cellular network (e.g. GSM, UMTS, LTE). Usually it’s a 15 digit number but it can be shorter in some special cases. First 3 digits represent mobile country code, and the rest are mobile subscription identification number with the network’s customer base.

Mobile number portability (MNP)

An option that allows End Users to keep the same phone number when they switch to a different MNO.

Roaming

In case End Users connect to a network of a different MNO they go into the “roaming” mode. In case it’s the MNO from the same country we refer to national roaming, or if it’s from the other countries then it’s international roaming.