Payment Products
Cards, Carrier Billing, alternative payment methods and Open Banking. One regulated partner, one contract, one consolidated settlement.
Not sure what fits? Compare the four products ↓
Licensed payment institution
Principal member of Visa and Mastercard
PCI DSS Level 1
25+ years of payments expertise
Four payment products, one partner
Offer the payment methods your customers expect across Europe, and combine several under one contract.
Card Processing
The baseline for online merchants: accept credit and debit cards across Europe and beyond.
Direct acquiring as a principal Visa and Mastercard member
Built for eCommerce, subscriptions and regulated verticals
IC++ pricing: you see what you actually pay
Carrier Billing
Customers pay through their mobile phone bill. No card, no account, no checkout form.
One API connects you to mobile network operators
Ideal for digital content, subscriptions and micro-transactions
Extends to physical use cases such as EV charging and ticketing
Alternative Payment Methods
The local payment methods your customers already trust, from BLIK to Trustly.
Local and international methods, through the same API as cards
Chosen for conversion in your specific markets
Many cover regulated and high-risk verticals
Which product fits your business?
Many merchants combine multiple payment methods. Here’s where each product fits best:
You sell online and need card acceptance across markets
Your audience is mobile-first, and pays in small amounts
You sell into markets with strong local preferences
You sell online and need card acceptance across markets
Not sure? That is what the first call is for.
Discuss your setup
One partner. The full payment stack.
Flexible Integration
Add the payment methods your markets need through the setup that fits your platform. Our integrations are available through APIs, gateway, or ready-to-use shop plugins.
One settlement
Funds from multiple payment methods can be consolidated into one settlement, with reporting that simplifies reconciliation for your finance team.
One team
A dedicated integration manager during setup, humans you can reach afterwards. You deal with people, not ticket queues.
All of it under FMA supervision. That's the job.
Payment management and operations
Can I combine several payment products?
Yes, that is the point. You work with one partner under one contract, and funds can be consolidated into one settlement.
How does integration work?
Three paths: through a gateway already connected to DIMOCO (credentials only, no coding), directly against our API, or via shop plugins. DIMOCO never touches your system; our Service Delivery team supports your developers through build and testing.
How long does onboarding take?
A few weeks for standard setups. Regulated verticals take longer because of extended KYC and KYB checks. Once compliance completes, a dedicated account manager takes you to go-live.
Does DIMOCO work with regulated and high-risk verticals?
Yes. iGaming, digital subscriptions and Medical Cannabis are core territory, served with the licences and risk expertise these industries require.
When do I get paid?
Settlement schedules are flexible and defined per product and contract. Card settlements run from daily to monthly, and funds from several payment methods can be consolidated into a single settlement with detailed reporting.
Build your payment setup
Tell us what you sell and where you sell it. A payments expert maps the products that fit, with numbers you can check.