Unlock real-time,
account2account payments
across Europe.
Transform how you accept payments. By enabling direct, bank-to-bank payments, you remove the need for cards, reduce processing costs, and improve security & conversion rates for your business.
What is Open Banking?
Open banking, also known as account 2 account payments or direct to bank payments, was a directive from PSD2. It is a secure way to access customer-permitted financial data directly from banks and financial institutions. It’s reshaping the way payments, credit checks, and financial services work.
No cards. No delays.
Get a modern, regulated payment solution designed to improve cash flow, reduce risk, and provide a seamless customer experience.
No chargebacks
Eliminate fraud-related chargebacks with secure, authenticated transactions.
Lower costs
Reduce transaction fees and reliance on card schemes.
Faster settlement
Near-instant settlement and improved cash flow.
How it works
01
Customer chooses Open Banking at checkout
02
Redirected securely to their bank to authenticate the payment
03
Payment is confirmed in real-time
04
Funds are transferred directly to the merchant’s account
Designed for merchants
Integrate Open Banking easily into your existing payment flow
01
PSD2-compliant and fully regulated across the EU
Comprehensive reporting and reconciliation tools
02
Supports refunds, recurring payments, and more
03
Ready to modernize your payments?
Discover how Open Banking can streamline your checkout and boost your bottom line. Contact us today for a demo or to speak with a payments expert.