Expanding the role of Carrier Billing
An agent model lets telcos offer carrier billing for physical services without becoming financial institutions. What that opens up for EV charging and parking.
Carrier Billing, a payment method for the future
Plug in the car, pick pay-by-mobile-bill, charge. No new app, no registration, no card details at a kiosk. Why carrier billing fits EV charging and mobility.
Carrier Billing: is it more expensive?
Carrier billing shows one fee. Card pricing splits across interchange, gateway, acquirer, chargeback and cross-border charges. Which actually costs more?
Why Carrier Billing?
Carrier billing has existed since the 1990s. What changed: the agent model lifted the €50 cap and the digital-goods limit. Where it earns its place now.
The Agent Model’s impact
Under the agent model, MNOs act as payment agents for a licensed payment institution. That lifts the €50 cap and the digital-goods restriction. How it works.
Taking carrier billing to new heights
Carrier billing’s main obstacle is not technology. It is low awareness among operators and merchants, plus EU rules that vary by market. Clemens Leitner on both.
The benefits and pain points of carrier billing
Where carrier billing works, where EU rules limit it, and how operator data can flag a swapped SIM before a payment goes through. Clemens Leitner on both sides.